As of Oct.9th we will be offering a new Farmers EssentialLife Simple Whole Life Policy amount with a face value starting at $10,000 for people ages 50-80, being a whole life rather term insurance it has coverage to age 120. This product was designed to meet the needs of our community who wanted a permanent policy without the hassle of a lengthy underwriting process. The simplified underwriting process allows the application to be completed on-line with an underwriting decision quickly, often within minutes. This reduced face amount for ages 50-80 was designed in response to meet the needs of customers who's primary need is for minimal final expenses.